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	<title>Birmingham Bankruptcy Blog &#187; Creditor Harassment</title>
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	<description>Bankruptcy News &#38; Information from Birmingham, Alabama Bankruptcy Lawyer, Matt Dunaway</description>
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		<title>Alabama Collection Lawsuits for Old Cell Phone Bills Favor Consumers</title>
		<link>http://birminghambankruptcyblog.com/61/alabama-collection-lawsuits-cell-phone-bills-favor-consumers/</link>
		<comments>http://birminghambankruptcyblog.com/61/alabama-collection-lawsuits-cell-phone-bills-favor-consumers/#comments</comments>
		<pubDate>Tue, 04 Mar 2008 08:12:06 +0000</pubDate>
		<dc:creator>Matt Dunaway</dc:creator>
				<category><![CDATA[Creditor Harassment]]></category>

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		<description><![CDATA[Debt collectors regularly file collection lawsuits against Alabama consumers to collect on old cell phone bills.  Many consumers are not aware that the statute of limitations on cell phone bills is two years.  There is a great blog post at AlabamaConsumerLawBlog that describes this is detail.  If you have been sued for [...]


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		<title>Zombie Debt Collectors Harass Alabama Consumers</title>
		<link>http://birminghambankruptcyblog.com/59/zombie-debt-collectors-harass-alabama-consumers/</link>
		<comments>http://birminghambankruptcyblog.com/59/zombie-debt-collectors-harass-alabama-consumers/#comments</comments>
		<pubDate>Tue, 19 Feb 2008 08:10:42 +0000</pubDate>
		<dc:creator>Matt Dunaway</dc:creator>
				<category><![CDATA[Creditor Harassment]]></category>

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		<description><![CDATA[ There are several reasons why consumers are harassed by debt collectors for zombie debts. Many times, the consumer has filed bankruptcy several years ago, discharging the debt, but years later the consumer will begin getting calls from a debt collector demanding payment for the debt disharged in the former bankruptcy. Consumer, unable to get [...]


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		<title>Creditor Harassment in Alabama to increase due to Debt Buyers filing more lawsuits in Birmingham and elsewhere</title>
		<link>http://birminghambankruptcyblog.com/57/creditor-harassment-alabama-increase-due-debt-buyers-filing-lawsuits-birmingham/</link>
		<comments>http://birminghambankruptcyblog.com/57/creditor-harassment-alabama-increase-due-debt-buyers-filing-lawsuits-birmingham/#comments</comments>
		<pubDate>Thu, 02 Aug 2007 08:08:16 +0000</pubDate>
		<dc:creator>Matt Dunaway</dc:creator>
				<category><![CDATA[Creditor Harassment]]></category>

		<guid isPermaLink="false">http://birminghambankruptcyblog.com/?p=57</guid>
		<description><![CDATA[ The debt buying industry has grown dramatically over the last few years, to become a multi-billion dollar industry and the new &#8220;darling&#8221; of Wall Street and private equity firms. Debt Buyers are companies that buy defaulted debt from original creditors or other debt buyers. The original creditor will charge off a debt (usually after [...]


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