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	<title>Birmingham Bankruptcy Blog &#187; Foreclosure</title>
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	<link>http://birminghambankruptcyblog.com</link>
	<description>Bankruptcy News &#38; Information from Birmingham, Alabama Bankruptcy Lawyer, Matt Dunaway</description>
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		<title>Mortgage Delinquencies Still Rising</title>
		<link>http://birminghambankruptcyblog.com/187/mortgage-delinquencies-rising/</link>
		<comments>http://birminghambankruptcyblog.com/187/mortgage-delinquencies-rising/#comments</comments>
		<pubDate>Wed, 16 Sep 2009 15:45:59 +0000</pubDate>
		<dc:creator>Matt Dunaway</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://birminghambankruptcyblog.com/?p=187</guid>
		<description><![CDATA[According to the Mortgage Bankers Association, the residential mortgage delinquency rate reached 9.24% at the end of the second quarter of 2009.  The delinquency rate at the end of the second quarter of 2008, was 6.41%.  This is the highest delinquency rate since the MBA started keeping records in 1972.
This does not include homes in [...]


Related posts:<ol><li><a href='http://birminghambankruptcyblog.com/182/bankruptcy-filings-35/' rel='bookmark' title='Permanent Link: Bankruptcy filings up 35%'>Bankruptcy filings up 35%</a> <small>Bankruptcy filings increased 35% from the first half of 2008...</small></li>
</ol>

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		<slash:comments>0</slash:comments>
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		<title>Foreclosure Notice in Alabama (Why Many Homeowners are NOT aware their homes were sold at Foreclosure Sales)</title>
		<link>http://birminghambankruptcyblog.com/159/foreclosure-notice-alabama-homeowners-aware-homes-sold-foreclosure-sales/</link>
		<comments>http://birminghambankruptcyblog.com/159/foreclosure-notice-alabama-homeowners-aware-homes-sold-foreclosure-sales/#comments</comments>
		<pubDate>Thu, 26 Feb 2009 17:41:25 +0000</pubDate>
		<dc:creator>Matt Dunaway</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://birminghambankruptcyblog.com/?p=159</guid>
		<description><![CDATA[




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		<title>Foreclosures and Voodoo Accounting Put Banks at Risk</title>
		<link>http://birminghambankruptcyblog.com/74/foreclosures-voodoo-accounting-put-banks-risk/</link>
		<comments>http://birminghambankruptcyblog.com/74/foreclosures-voodoo-accounting-put-banks-risk/#comments</comments>
		<pubDate>Tue, 18 Mar 2008 14:33:06 +0000</pubDate>
		<dc:creator>Matt Dunaway</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://birminghambankruptcyblog.com/?p=74</guid>
		<description><![CDATA[ In the March 24, 2008 issues of BusinessWeek, Mara Der Hovanesian has an excellent article revealing the precarious position many banks and lenders have put themselves in by hawking exotic mortgage products, such as option-arms to consumers and homeowners. Hovanesian details the shady accounting of many mortgage lenders which makes their earnings look better [...]


Related posts:<ol><li><a href='http://birminghambankruptcyblog.com/204/foreclosures-mortgage-delinquencies-rising-government-bailouts/' rel='bookmark' title='Permanent Link: Alabama Foreclosures and Mortgage Delinquencies Still Rising'>Alabama Foreclosures and Mortgage Delinquencies Still Rising</a> <small>Foreclosures and Mortgage Delinquencies continue to rise despite government officials...</small></li>
</ol>

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		<title>Sub-prime Foreclosures and Credit Crisis bring down Wall Street&#8217;s Bear Stearns</title>
		<link>http://birminghambankruptcyblog.com/72/subprime-foreclosures-credit-crisis-bring-wall-streets-bear-stearns/</link>
		<comments>http://birminghambankruptcyblog.com/72/subprime-foreclosures-credit-crisis-bring-wall-streets-bear-stearns/#comments</comments>
		<pubDate>Mon, 17 Mar 2008 14:31:36 +0000</pubDate>
		<dc:creator>Matt Dunaway</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://birminghambankruptcyblog.com/?p=72</guid>
		<description><![CDATA[ The fallout from the sub-prime mortgage debacle, which has led to rampant foreclosures in Alabama and throughout the U.S., has taken it&#8217;s tole on a Wall Street icon, Bear Stearns. Over the weekend, J.P. Morgan, with help from the Fed, agreed to buyout (save from bankruptcy) one of their own. How did Bear Stearns [...]


Related posts:<ol><li><a href='http://birminghambankruptcyblog.com/204/foreclosures-mortgage-delinquencies-rising-government-bailouts/' rel='bookmark' title='Permanent Link: Alabama Foreclosures and Mortgage Delinquencies Still Rising'>Alabama Foreclosures and Mortgage Delinquencies Still Rising</a> <small>Foreclosures and Mortgage Delinquencies continue to rise despite government officials...</small></li>
</ol>

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		<title>Stemming the rising tide of Foreclosures in Alabama</title>
		<link>http://birminghambankruptcyblog.com/70/stemming-rising-tide-foreclosures-alabama/</link>
		<comments>http://birminghambankruptcyblog.com/70/stemming-rising-tide-foreclosures-alabama/#comments</comments>
		<pubDate>Wed, 12 Mar 2008 14:29:58 +0000</pubDate>
		<dc:creator>Matt Dunaway</dc:creator>
				<category><![CDATA[Foreclosure]]></category>

		<guid isPermaLink="false">http://birminghambankruptcyblog.com/?p=70</guid>
		<description><![CDATA[ As the mortgage crisis continues and foreclosure rates continue to increase, different solutions to the problem have been suggested. A recent article in The Economist sets out both the problem faced by homeowners and potential solutions. As home prices continue to decline and adjustable rate mortgages begin to squeeze homeowners, many consumers have decided [...]


Related posts:<ol><li><a href='http://birminghambankruptcyblog.com/204/foreclosures-mortgage-delinquencies-rising-government-bailouts/' rel='bookmark' title='Permanent Link: Alabama Foreclosures and Mortgage Delinquencies Still Rising'>Alabama Foreclosures and Mortgage Delinquencies Still Rising</a> <small>Foreclosures and Mortgage Delinquencies continue to rise despite government officials...</small></li>
<li><a href='http://birminghambankruptcyblog.com/187/mortgage-delinquencies-rising/' rel='bookmark' title='Permanent Link: Mortgage Delinquencies Still Rising'>Mortgage Delinquencies Still Rising</a> <small>According to the Mortgage Bankers Association, the residential mortgage delinquency...</small></li>
</ol>

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		<item>
		<title>Alabama Mortgage Crisis Increases Foreclosures</title>
		<link>http://birminghambankruptcyblog.com/68/alabama-mortgage-crisis-increases-foreclosures/</link>
		<comments>http://birminghambankruptcyblog.com/68/alabama-mortgage-crisis-increases-foreclosures/#comments</comments>
		<pubDate>Tue, 11 Mar 2008 14:28:29 +0000</pubDate>
		<dc:creator>Matt Dunaway</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://birminghambankruptcyblog.com/?p=68</guid>
		<description><![CDATA[ The fall in home prices teamed with the contraction of lending standards by banks has posed great difficulties for those with good credit histories. According to economists, many people are missing the deadline on their payments on credit cards, auto loans and most importantly home loans.
Some time back, borrowers with good credit history, who [...]


Related posts:<ol><li><a href='http://birminghambankruptcyblog.com/187/mortgage-delinquencies-rising/' rel='bookmark' title='Permanent Link: Mortgage Delinquencies Still Rising'>Mortgage Delinquencies Still Rising</a> <small>According to the Mortgage Bankers Association, the residential mortgage delinquency...</small></li>
<li><a href='http://birminghambankruptcyblog.com/204/foreclosures-mortgage-delinquencies-rising-government-bailouts/' rel='bookmark' title='Permanent Link: Alabama Foreclosures and Mortgage Delinquencies Still Rising'>Alabama Foreclosures and Mortgage Delinquencies Still Rising</a> <small>Foreclosures and Mortgage Delinquencies continue to rise despite government officials...</small></li>
</ol>

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		<item>
		<title>Alabama Homeowners Face Wrongful Foreclosure and Mortgage Abuses Due to Mortgage Securitization</title>
		<link>http://birminghambankruptcyblog.com/78/alabama-homeowners-face-wrongful-foreclosure-mortgage-abuses-due-mortgage-securitization/</link>
		<comments>http://birminghambankruptcyblog.com/78/alabama-homeowners-face-wrongful-foreclosure-mortgage-abuses-due-mortgage-securitization/#comments</comments>
		<pubDate>Tue, 04 Mar 2008 14:36:05 +0000</pubDate>
		<dc:creator>Matt Dunaway</dc:creator>
				<category><![CDATA[Foreclosure]]></category>
		<category><![CDATA[Mortgages]]></category>

		<guid isPermaLink="false">http://birminghambankruptcyblog.com/?p=78</guid>
		<description><![CDATA[ Alabama homeowners are facing a barage of mortgage abuses dues to mortgage securitization and mortgage service providers.  Over the last several years, individual mortgages have been &#8220;bundled&#8221; together and sold to investors; this phenomenon is commonly referred to as securitization.  Another creation of the mortgage industry is the mortgage service provider.  [...]


Related posts:<ol><li><a href='http://birminghambankruptcyblog.com/204/foreclosures-mortgage-delinquencies-rising-government-bailouts/' rel='bookmark' title='Permanent Link: Alabama Foreclosures and Mortgage Delinquencies Still Rising'>Alabama Foreclosures and Mortgage Delinquencies Still Rising</a> <small>Foreclosures and Mortgage Delinquencies continue to rise despite government officials...</small></li>
<li><a href='http://birminghambankruptcyblog.com/187/mortgage-delinquencies-rising/' rel='bookmark' title='Permanent Link: Mortgage Delinquencies Still Rising'>Mortgage Delinquencies Still Rising</a> <small>According to the Mortgage Bankers Association, the residential mortgage delinquency...</small></li>
</ol>

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